Debt Counselling was
introduced to provide a process 
 
for helping a customer with over indebtedness.
 
 
 

 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
+27 31 403 3399
 
 
debtcounselling@unicor.co.za
 
 
Durban, South Africa
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
What Is Debt Counselling?
Debt Counselling can be summarised as a procedure where a person, who can no longer afford to meet all his monthly debt obligations, can apply with a debt counselor to negotiate on his behalf with his creditors for reduced monthly repayments.
 
 

         

 
 

WHAT DO I DO AS YOUR DEBT COUNSELLOR?

1.Conduct an indepth interview
2.Undertake a detailed analysis of clients finances.
3.Complete  a standard  application.
 
 

 

 

 

 

                                                    

 

 

 

 

     

 
 
 

DUTIES OF THE CLIENT

1.While under Debt Review the client may not apply for further credit.
2.The client must comply with the instructions provided by the Debt Counsellor.
 
 
 
How Can We Help You Today?
 
Debt Counselling was introduced to provide a process for helping a customer with over indebtedness. It also provides a
consistent system of debt restructuring, enforcement and judgement, which places priority on the eventual satisfaction of all
responsible for the consumer obligations under the credit agreements.
 
The process of Debt Counselling was developed to offer a way out for consumers who cannot meet their monthly obligations
under current credit agreements; after all basic living expenses have been paid. Basic living expenses get priority before
making provision for credit repayments. Debt counselling provides you with more breathing space without getting into trouble
with your creditors for short payments.
 
 
     
 

Debt Counselling was
introduced to provide a process 
 
for helping a customer with over indebtedness.
 
 

 

 
+27 31 403 3399
 
debtcounselling@unicor.co.za
 
Durban, South Africa
 
 
 
 
What Is Debt Counselling?
Debt Counselling can be summarised as a procedure where a person, who can no longer afford to meet all his monthly debt obligations, can apply with a debt counselor to negotiate on his behalf with his creditors for reduced monthly repayments.
 

         

 
WHAT DO I DO AS YOUR DEBT COUNSELLOR?
 
1.Conduct an indepth interview
2.Undertake a detailed analysis of clients finances.
3.Complete  a standard  application.
 

 

 

 

 

 

DUTIES OF THE CLIENT

1.While under Debt Review the client may not apply for further credit.
2.The client must comply with the instructions provided by the Debt Counsellor.
 

 

 

 

 

 
How Can We Help You Today?
 
Debt Counselling was introduced to provide a process for helping a customer with over indebtedness. It also provides a
consistent system of debt restructuring, enforcement and judgement, which places priority on the eventual satisfaction of all
responsible for the consumer obligations under the credit agreements.
 
The process of Debt Counselling was developed to offer a way out for consumers who cannot meet their monthly obligations
under current credit agreements; after all basic living expenses have been paid. Basic living expenses get priority before
making provision for credit repayments. Debt counselling provides you with more breathing space without getting into trouble
with your creditors for short payments.